There was a time when things were simpler, a time we all look back at nostalgically…
Fifty years ago there was no technology, not like today. Technology today has advanced to surprising levels… and so has the risk of cyberattacks and all kinds of Internet fraud. The Internet is a huge part of people’s lives – people of all age, gender and nationality. Today we all use it – from an early age to the years of retirement. It’s a well-known fact that every online user is vulnerable to various online scams that drain his credit card or drop malware onto his computer.
However, a certain group of people is more susceptible to falling prey to online frauds.
According to a study made in 2015 by Stanford Center on Longevity and the United States Financial Industry Regulatory Authority’s Investor Education Foundation, elderly people are more likely to be targeted by fraudsters. The survey reveals that those over 55 are 45% more vulnerable to financial scams and credit card fraud than millennials.
Our eldest come from a generation that trusted people more, and they are often favored by online fraudsters for their inborn emotional kindness and willingness to help. Scammers target elderly people to steal their personal information and money. That’s why senior users should be very observant and should generally avoid emails or social media messages that:
Offer “free” gifts, prizes or vacations, or proclaim “You’re a winner!”;
Offer discount prescription medications or other “can’t miss” deals;
Appear to be from friends or family members, but written in a style not usually used by familiar people, has numerous misspellings, or seems unusual in any way;
Appear to be from official government agencies, such as Social Security Administration, or banks, requesting personal information;
Display warnings such as “your account will be closed,” or “the deal will expire” to build a sense of urgency, and lure the potential victim into providing personal and financial information;
Naturally, a warning about online security should come with a recommendation. The two golden rules for sustaining good online hygiene are 1) being educated about the dangers lurking on the web, and 2) relying on powerful anti-malware software to guard against online fraud and viruses.
A good malware program is built with the thought for elderly users and is easy to install and use.
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